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Date: Tue, 26 Aug 2025 12:32:00 +0100
From: Julia from Sumsub <team@sumsub.com>
Reply-To: team@sumsub.com
To: verification@petpaloozahub.com
Message-ID: <1756207910843.52a9ee1c-7428-4266-86a8-89b314325ab5@bf10.eu1.hubspotemail.net>
Subject: Write the future of Identity Verification
MIME-Version: 1.0
Content-Type: multipart/alternative; 
	boundary="----=_Part_1071561_1683998570.1756207920187"
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 Content preview:  Your input on Identity Fraud Report 2025 ͏ ͏ ͏ ͏ ͏ ͏
    ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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 Content analysis details:   (0.8 points, 5.0 required)
  pts rule name              description
 ---- ---------------------- --------------------------------------------------
  0.0 URIBL_BLOCKED          ADMINISTRATOR NOTICE: The query to URIBL was blocked.
                             See
                             http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block
                              for more information.
                             [URI: stripocdn.email]
                             [URI: hubspotemail.net]
                             [URI: sumsub.com]
  0.0 KAM_FROM_MARKETINGBL_PCCC RBL: From address associated with
                             mass-marketing (https://raptor.pccc.com/RBL)
                             [listed in hubspotemail.net.wild.pccc.com]
  0.0 KAM_BODY_MARKETINGBL_PCCC Body contains URI associated with
                             mass-marketing (https://raptor.pccc.com/RBL)
                             [URI: hubspotemail.net]
  0.0 RCVD_IN_VALIDITY_RPBL_BLOCKED RBL: ADMINISTRATOR NOTICE: The query to
                              Validity was blocked.  See
                             https://knowledge.validity.com/hc/en-us/articles/20961730681243
                              for more information.
                           [108.179.145.246 listed in bl.score.senderscore.com]
  0.0 RCVD_IN_VALIDITY_CERTIFIED_BLOCKED RBL: ADMINISTRATOR NOTICE: The
                             query to Validity was blocked.  See
                             https://knowledge.validity.com/hc/en-us/articles/20961730681243
                              for more information.
                        [108.179.145.246 listed in sa-trusted.bondedsender.org]
 -0.0 SPF_PASS               SPF: sender matches SPF record
 -0.1 DKIM_VALID_EF          Message has a valid DKIM or DK signature from
                             envelope-from domain
  0.1 DKIM_SIGNED            Message has a DKIM or DK signature, not necessarily valid
 -0.1 DKIM_VALID             Message has at least one valid DKIM or DK signature
 -0.1 DKIM_VALID_AU          Message has a valid DKIM or DK signature from author's
                             domain
  1.0 KAM_MARKETINGBL_PCCC   Message contains URI associated with
                             mass-marketing (https://raptor.pccc.com/RBL)
  0.0 HEADER_FROM_DIFFERENT_DOMAINS From and EnvelopeFrom 2nd level mail
                             domains are different
  0.0 RCVD_IN_VALIDITY_SAFE_BLOCKED RBL: ADMINISTRATOR NOTICE: The query to
                              Validity was blocked.  See
                             https://knowledge.validity.com/hc/en-us/articles/20961730681243
                              for more information.
                             [108.179.145.246 listed in sa-accredit.habeas.com]
  0.0 HTML_MESSAGE           BODY: HTML included in message
 -0.0 DKIMWL_WL_MED          DKIMwl.org - Medium trust sender
X-Spam-Flag: NO

------=_Part_1071561_1683998570.1756207920187
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Content-Transfer-Encoding: quoted-printable

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Sumsub logo

Hi Pet,

A quick reminder: our anonymous survey is still open. Just a few minutes of=
 your time can help shape this year=E2=80=99s Identity Fraud Report and hig=
hlight how fraud is evolving.

Take the survey now (https://email.sumsub.com/e3t/Ctc/L2+113/dk1kCb04/VV_wX=
H127FJ4W3MhNMf6ylc1sW6D6W6y5BHS1pN6R-BZC3gP0xW7Y8-PT6lZ3nXW97M2YJ3-_DMfW4t5=
T0r1bGPdGW3kXkHX1q5Z7KW1RjDBn3vS4PzW21ClBT42WzJsW1q3C4r8GNyJ6N5nw7gxd9ChgW8=
vC1JP4-GdbdN5cVddqR9WNgW10FT6m6NhHdhV_pkTc391HR-W3fhGYw8kjW2QW4sVZ-p7Pdy0hW=
79CRVr8PVhNNW3vT4Dg91M9chN5SfdBdMC07jW3f1v9J91VHjYW1ttysp31z5wpW3l0x0t5lRSD=
WN8ktbHjFsxJ7N5_PvbtZGfhwVJlzDH12hCRGW1VXznK5b9SB9W2W6WRV2R209FW39JYDv85jKb=
HW5QDxvB6rpD47f5rY04M04 )

Why take part?

-
Contribute to building a safer digital world

-
Be the first to get the report + an actionable checklist on fraud preventio=
n

-
Get featured: if you=E2=80=99re interested, your quote may appear in the pu=
blished report.

Here are a couple of highlights from our 2024 Identity Fraud Report:

-
50% of identity fraud attempts involved fake documents

-
7% were deepfake-based, showing rising sophistication

-
76% of fraud attempts occurred beyond KYC, throughout the customer journey

Share your opinion (https://email.sumsub.com/e3t/Ctc/L2+113/dk1kCb04/VV_wXH=
127FJ4W3MhNMf6ylc1sW6D6W6y5BHS1pN6R-BZC3gP0xW7Y8-PT6lZ3nXW97M2YJ3-_DMfW4t5T=
0r1bGPdGW3kXkHX1q5Z7KW1RjDBn3vS4PzW21ClBT42WzJsW1q3C4r8GNyJ6N5nw7gxd9ChgW8v=
C1JP4-GdbdN5cVddqR9WNgW10FT6m6NhHdhV_pkTc391HR-W3fhGYw8kjW2QW4sVZ-p7Pdy0hW7=
9CRVr8PVhNNW3vT4Dg91M9chN5SfdBdMC07jW3f1v9J91VHjYW1ttysp31z5wpW3l0x0t5lRSDW=
N8ktbHjFsxJ7N5_PvbtZGfhwVJlzDH12hCRGW1VXznK5b9SB9W2W6WRV2R209FW39JYDv85jKbH=
W5QDxvB6rpD47f5rY04M04 )

Your partners in success,

Sumsub Team

Telegram (https://email.sumsub.com/e3t/Ctc/L2+113/dk1kCb04/VV_wXH127FJ4W3Mh=
NMf6ylc1sW6D6W6y5BHS1pN6R-BZj3gP0xW7lCdLW6lZ3nXW30s93N6_vsx2W5y1BQ15tGKKkN3=
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GW8Tx3xr9cXhwLW9jSkfG2JYqdmW2Qmg5P218PpzW7ls2-r3_XVrgf8ZbHZg04 )

Ig (https://email.sumsub.com/e3t/Ctc/L2+113/dk1kCb04/VV_wXH127FJ4W3MhNMf6yl=
c1sW6D6W6y5BHS1pN6R-BZj3gP0xW7lCdLW6lZ3n-N8j1zppBdJw-W9dwQ2V1HRF0-Vxjfqx8mM=
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xyrvnW2WTS257w_j23W5z5BC_8sNmpkW33hB4K1J_jTcf8v6mG204 )

In (https://email.sumsub.com/e3t/Ctc/L2+113/dk1kCb04/VV_wXH127FJ4W3MhNMf6yl=
c1sW6D6W6y5BHS1pN6R-BZC3gP0xW7Y8-PT6lZ3pzW6RRxQZ7WX_2FW5qKX2B8_VTLdW7R0f7k9=
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                  <td align=3D"center" valign=3D"top" style=3D"padding:0;Ma=
rgin:0;width:600px">
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%=
" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separa=
te;border-spacing:0px;border-left:1px solid #e0e4eb;border-right:1px solid =
#e0e4eb;border-top:1px solid #e0e4eb;border-radius:40px 40px 0px 0px" role=
=3D"presentation">
                     <tbody><tr>
                      <td align=3D"center" class=3D"bc" style=3D"padding:0;=
Margin:0;padding-top:20px;padding-bottom:20px;font-size:0px"><a target=3D"_=
blank" style=3D"mso-line-height-rule:exactly;text-decoration:underline;colo=
r:#0C5393;font-size:14px" href=3D"" data-hs-link-id=3D"0"><span><div id=3D"=
hs_cos_wrapper_image" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_=
wrapper_type_image" style=3D"color: inherit; font-size: inherit; line-heigh=
t: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"image"=
></div><div id=3D"hs_cos_wrapper_Sumsub_logo" class=3D"hs_cos_wrapper hs_co=
s_wrapper_widget hs_cos_wrapper_type_image" style=3D"color: inherit; font-s=
ize: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" da=
ta-hs-cos-type=3D"image"><img src=3D"https://kwchnh.stripocdn.email/content=
/guids/CABINET_b25340b2c1b601226bbd2a0106f18fab6a822d4019889b146875f43bdacb=
4ea1/images/original_pXL.png" class=3D"hs-image-widget " style=3D"max-heigh=
t:34px; max-width:146px; border-width:0px;border:0px;" width=3D"146" alt=3D=
"Sumsub logo" title=3D"Sumsub logo"></div></span></a></td>
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         </tr>
       </tbody></table>
       <table cellspacing=3D"0" cellpadding=3D"0" align=3D"center" class=3D=
"p" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:coll=
apse;border-spacing:0px;width:100%;table-layout:fixed !important" role=3D"n=
one">
         <tbody><tr>
          <td align=3D"center" style=3D"padding:0;Margin:0">
           <table cellspacing=3D"0" cellpadding=3D"0" bgcolor=3D"#ffffff" a=
lign=3D"center" class=3D"bh" style=3D"mso-table-lspace:0pt;mso-table-rspace=
:0pt;border-collapse:collapse;border-spacing:0px;background-color:#ffffff;w=
idth:600px" role=3D"none">
             <tbody><tr>
              <td align=3D"left" style=3D"padding:0;Margin:0">
               <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" st=
yle=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;b=
order-spacing:0px" role=3D"none">
                 <tbody><tr>
                  <td align=3D"center" valign=3D"top" style=3D"padding:0;Ma=
rgin:0;width:600px">
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%=
" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;border-left:1px solid #e0e4eb;border-right:1px solid =
#e0e4eb" role=3D"presentation">
                     <tbody><tr>
                      <td align=3D"left" style=3D"padding:0;Margin:0;paddin=
g-top:20px;padding-right:15px;padding-left:20px;color:#259aea"><div id=3D"h=
s_cos_wrapper_text_0" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_=
wrapper_type_rich_text" style=3D"color: inherit; font-size: inherit; line-h=
eight: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"ri=
ch_text"><p style=3D"margin-bottom: 1em; margin: 0; mso-line-height-rule: e=
xactly; font-family: helvetica, 'helvetica neue', arial, verdana, sans-seri=
f; line-height: 24px; letter-spacing: 0; color: #000000; font-size: 16px;">=
Hi Pet,</p>
<p style=3D"margin-bottom: 1em; margin: 0; mso-line-height-rule: exactly; f=
ont-family: helvetica, 'helvetica neue', arial, verdana, sans-serif; line-h=
eight: 24px; letter-spacing: 0; color: #000000; font-size: 16px;">&nbsp;</p=
>
<p style=3D"margin-bottom: 1em; margin: 0; mso-line-height-rule: exactly; f=
ont-family: helvetica, 'helvetica neue', arial, verdana, sans-serif; line-h=
eight: 24px; letter-spacing: 0; color: #000000; font-size: 16px;">A quick r=
eminder: our anonymous survey is still open. Just a few minutes of your tim=
e can help shape this year=E2=80=99s Identity Fraud Report and highlight ho=
w fraud is evolving.</p></div></td>
                     </tr>
                   </tbody></table></td>
                 </tr>
               </tbody></table></td>
             </tr>
             <tr>
              <td align=3D"left" style=3D"padding:0;Margin:0">
               <table cellspacing=3D"0" width=3D"100%" cellpadding=3D"0" st=
yle=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;b=
order-spacing:0px" role=3D"none">
                 <tbody><tr>
                  <td valign=3D"top" align=3D"center" style=3D"padding:0;Ma=
rgin:0;width:600px">
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%=
" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;border-right:1px solid #e0e4eb;border-left:1px solid =
#e0e4eb" role=3D"presentation">
                     <tbody><tr>
                      <td align=3D"center" style=3D"Margin:0;padding-left:2=
0px;padding-top:30px;padding-right:20px;padding-bottom:30px"><div id=3D"hs_=
cos_wrapper_button_0" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_=
wrapper_type_rich_text" style=3D"color: inherit; font-size: inherit; line-h=
eight: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"ri=
ch_text"><!--[if mso]><a href=3D"https://email.sumsub.com/e3t/Ctc/L2+113/dk=
1kCb04/VV_wXH127FJ4W3MhNMf6ylc1sW6D6W6y5BHS1pN6R-BZC3gP0xW7Y8-PT6lZ3m3Vhlr3=
_12z295W7NynTf3cg9slW74-Hs_53ryFxW58L2rH7XNDWNW32pQMd2ZPj0sW8WSlTF5DWk81VdB=
l7X5KWZNBW4Lk54f4pqKV-W29lj5z1vM80FW4Fr6Vf5NFDHNW6PX1VF73qdR5VmDk_L84h6p6W7=
35T5K4lF5H6W3TfND_47RkgzW9g_DTK4pGxdPW5drXFr89F7Q7Vs-gvn3qlDpcW994TTL73k1k6=
W3rggzb61zZpLW8HXd3F7wpC6jW2MRTLY6bM2nTW8vWkpt6Jq4tyW3C0Fmq8xRhyfW2YvHnd1nY=
HhhW991F8R8kbhYcW6rPyhW4smmPgf6sq3Vv04" target=3D"_blank" hidden>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word" esdevvmlbutton href=3D"https://sumsub.typefor=
m.com/to/nJimUa0q?utm_campaign=3Dfraud-report-survey_2025_reminder1&amp;utm=
_medium=3Dbroadcast&amp;utm_source=3Dhs-email" style=3D"height:49px; v-text=
-anchor:middle; width:367px" arcsize=3D"16%" stroke=3D"f" fillcolor=3D"#176=
4ff">
<w:anchorlock></w:anchorlock>
<center style=3D"color:#ffffff; font-family:helvetica, &quot;helvetica neue=
&quot;, arial, verdana, sans-serif; font-size:16px; font-weight:700; line-h=
eight:16px;  mso-text-raise:1px">Take the survey now</center>
</v:roundrect></a>
<![endif]--><!--[if !mso]><!-- --><span class=3D"z y x msohide" style=3D"bo=
rder-style:solid;border-color:transparent;background:#1764ff;border-width:0=
px;display:block;border-radius:8px;width:auto;mso-hide:all"><a href=3D"http=
s://email.sumsub.com/e3t/Ctc/L2+113/dk1kCb04/VV_wXH127FJ4W3MhNMf6ylc1sW6D6W=
6y5BHS1pN6R-BZC3hCZYW7Y8-PT6lZ3kSW2DsRN26HG7DnW4x_Xb16yD_QpVCd8_y4-dW5MW2PF=
ZHd79WylyW7Cd25P66_pwWW2Qh_cS8MMff7W8dtc5-3_QCfwW1JF8bq863dplW9432dz3vt3H-W=
8hvwYj4v3kqgW7ShJr46G_QhXVMXyv64xCRKTW6CdSzm7-yDhPW1Fp3lJ5QMVQ9W2lp9sq5bNgy=
CW1s3Vyg1srjRgW5Sm22n3KcgnhW1x39Hr6gM9tnVknST22VrmbgN1kpqt-Xb_PDW24QfFF1yb1=
LBW1xtXMv3q1rD1W7p5lqg80lP-vW1gsRgc8Q-PGYW8_fxRn83xQdLW8VzZGZ7jbWGLf3JHHKx0=
4" target=3D"_blank" class=3D"b d" style=3D"mso-style-priority:100 !importa=
nt;text-decoration:none !important;mso-line-height-rule:exactly;color:#FFFF=
FF;font-size:18px;padding:15px 40px;display:block;background:#1764ff;border=
-radius:8px;font-family:helvetica, 'helvetica neue', arial, verdana, sans-s=
erif;font-weight:bold;font-style:normal;line-height:21.6px;width:auto;text-=
align:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #=
1764ff" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"rV1rh5ER">Take the surv=
ey now</a></span><!--<![endif]--></div></td>
                     </tr>
                     <tr>
                      <td align=3D"left" style=3D"padding:0;Margin:0;paddin=
g-left:20px;padding-right:20px"><div id=3D"hs_cos_wrapper_text_1" class=3D"=
hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p style=3D"margin-b=
ottom: 1em; Margin:0;mso-line-height-rule:exactly;font-family:helvetica, 'h=
elvetica neue', arial, verdana, sans-serif;line-height:24px;letter-spacing:=
0;color:#000000;font-size:16px">Why take part?</p>
<ul style=3D"font-family:helvetica, 'helvetica neue', arial, verdana, sans-=
serif;padding:0px 0px 0px 40px;margin-top:15px;margin-bottom:15px">
<li style=3D"color:#333C4D;margin:0px 0px 15px;font-size:16px;margin-bottom=
:15px"><p style=3D"Margin:0;mso-line-height-rule:exactly;mso-margin-bottom-=
alt:15px;font-family:helvetica, 'helvetica neue', arial, verdana, sans-seri=
f;line-height:24px;letter-spacing:0;color:#000000;font-size:16px"><strong>C=
ontribute</strong> to building a safer digital world</p></li>
<li style=3D"color:#333C4D;margin:0px 0px 15px;font-size:16px;margin-bottom=
:15px"><p style=3D"Margin:0;mso-line-height-rule:exactly;mso-margin-bottom-=
alt:15px;font-family:helvetica, 'helvetica neue', arial, verdana, sans-seri=
f;line-height:24px;letter-spacing:0;color:#000000;font-size:16px"><strong>B=
e the first</strong> to get the report + an actionable checklist on fraud p=
revention</p></li>
<li style=3D"color:#333C4D;margin:0px 0px 15px;font-size:16px;margin-bottom=
:15px"><p style=3D"Margin:0;mso-line-height-rule:exactly;mso-margin-bottom-=
alt:15px;font-family:helvetica, 'helvetica neue', arial, verdana, sans-seri=
f;line-height:24px;letter-spacing:0;color:#000000;font-size:16px"><strong>G=
et featured:</strong> if you=E2=80=99re interested, your quote may appear i=
n the published report.</p></li>
</ul></div></td>
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                     <tr>
                      <td align=3D"center" height=3D"20" style=3D"padding:0=
;Margin:0;font-size:0"></td>
                     </tr>
                   </tbody></table></td>
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               </tbody></table></td>
             </tr>
             <tr>
              <td style=3D"padding:0;Margin:0">
               <table cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse=
;border-spacing:0px;border-right:1px solid #e0e4eb;border-left:1px solid #e=
0e4eb;width:600px" role=3D"none">
                 <tbody><tr>
                  <td align=3D"left" style=3D"padding:0;Margin:0">
                   <table cellpadding=3D"0" cellspacing=3D"0" class=3D"esde=
v-mso-table" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-coll=
apse:collapse;border-spacing:0px;width:598px" role=3D"none">
                     <tbody><tr>
                      <td valign=3D"top" class=3D"esdev-mso-td" style=3D"pa=
dding:0;Margin:0">
                       <table cellspacing=3D"0" align=3D"left" cellpadding=
=3D"0" class=3D"t" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;borde=
r-collapse:collapse;border-spacing:0px;float:left" role=3D"none">
                         <tbody><tr>
                          <td align=3D"left" style=3D"padding:0;Margin:0;wi=
dth:286px">
                           <table cellspacing=3D"0" role=3D"presentation" w=
idth=3D"100%" cellpadding=3D"0" style=3D"mso-table-lspace:0pt;mso-table-rsp=
ace:0pt;border-collapse:collapse;border-spacing:0px">
                             <tbody><tr>
                              <td align=3D"left" style=3D"padding:0;Margin:=
0;padding-left:20px;padding-right:10px"><div id=3D"hs_cos_wrapper_text_2" c=
lass=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text"=
 style=3D"color: inherit; font-size: inherit; line-height: inherit;" data-h=
s-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p style=3D"ma=
rgin-bottom: 1em; Margin:0;mso-line-height-rule:exactly;font-family:helveti=
ca, 'helvetica neue', arial, verdana, sans-serif;line-height:24px;letter-sp=
acing:0;color:#000000;font-size:16px">Here are a couple of highlights from =
our 2024 Identity Fraud Report:<br></p>
<ul style=3D"font-family:helvetica, 'helvetica neue', arial, verdana, sans-=
serif;padding:0px 0px 0px 40px;margin-top:15px;margin-bottom:15px">
<li style=3D"color:#333C4D;margin:0px 0px 15px;font-size:16px;margin-bottom=
:15px"><p style=3D"Margin:0;mso-line-height-rule:exactly;mso-margin-bottom-=
alt:15px;font-family:helvetica, 'helvetica neue', arial, verdana, sans-seri=
f;line-height:24px;letter-spacing:0;color:#000000;font-size:16px"><strong>5=
0%</strong> of identity fraud attempts involved fake documents</p></li>
<li style=3D"color:#333C4D;margin:0px 0px 15px;font-size:16px;margin-bottom=
:15px"><p style=3D"Margin:0;mso-line-height-rule:exactly;mso-margin-bottom-=
alt:15px;font-family:helvetica, 'helvetica neue', arial, verdana, sans-seri=
f;line-height:24px;letter-spacing:0;color:#000000;font-size:16px"><strong>7=
%</strong> were deepfake-based, showing rising sophistication</p></li>
<li style=3D"color:#333C4D;margin:0px 0px 15px;font-size:16px;margin-bottom=
:15px"><p style=3D"Margin:0;mso-line-height-rule:exactly;mso-margin-bottom-=
alt:15px;font-family:helvetica, 'helvetica neue', arial, verdana, sans-seri=
f;line-height:24px;letter-spacing:0;color:#000000;font-size:16px"><strong>7=
6%</strong> of fraud attempts occurred beyond KYC, throughout the customer =
journey</p></li>
</ul></div></td>
                             </tr>
                           </tbody></table></td>
                         </tr>
                       </tbody></table></td>
                      <td class=3D"h bo" style=3D"padding:0;Margin:0;width:=
20px"></td>
                      <td valign=3D"top" class=3D"esdev-mso-td" style=3D"pa=
dding:0;Margin:0">
                       <table cellspacing=3D"0" align=3D"right" cellpadding=
=3D"0" class=3D"u" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;borde=
r-collapse:collapse;border-spacing:0px;float:right" role=3D"none">
                         <tbody><tr>
                          <td align=3D"left" style=3D"padding:0;Margin:0;wi=
dth:292px">
                           <table cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%" style=3D"mso-table-lspace:0pt;mso-table-rs=
pace:0pt;border-collapse:collapse;border-spacing:0px">
                            <!--[if !mso]><!-- -->
                             <tbody><tr class=3D"l" style=3D"display:none;f=
loat:left;overflow:hidden;width:0;max-height:0;line-height:0;mso-hide:all">
                              <td align=3D"center" height=3D"40" class=3D"a=
" style=3D"padding:0;Margin:0;font-size:0"></td>
                             </tr><!--<![endif]-->
                             <tr>
                              <td align=3D"center" class=3D"bl bo bm bn" st=
yle=3D"Margin:0;padding-top:20px;padding-bottom:20px;padding-right:40px;pad=
ding-left:40px;font-size:0"><img alt=3D"" width=3D"212" src=3D"https://kwch=
nh.stripocdn.email/content/guids/CABINET_ba0ab4afdaf81b1f4ad1b330b186447276=
711f5c4a0e9dbce2436337cced487a/images/group_2085662463.png" height=3D"254" =
style=3D"display:block;font-size:16px;border:0;outline:none;text-decoration=
:none;margin:0;max-width:100%;height:auto"></td>
                             </tr>
                           </tbody></table></td>
                         </tr>
                       </tbody></table></td>
                     </tr>
                   </tbody></table></td>
                 </tr>
               </tbody></table></td>
             </tr>
             <tr>
              <td align=3D"left" style=3D"padding:0;Margin:0">
               <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" st=
yle=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;b=
order-spacing:0px" role=3D"none">
                 <tbody><tr>
                  <td align=3D"center" valign=3D"top" style=3D"padding:0;Ma=
rgin:0;width:596px">
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%=
" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separa=
te;border-spacing:0px;border-left:1px solid #e0e4eb;border-right:1px solid =
#e0e4eb;border-bottom:1px solid #e0e4eb;border-radius:0px 0px 40px 40px" ro=
le=3D"presentation">
                     <tbody><tr>
                      <td align=3D"center" style=3D"Margin:0;padding-left:2=
0px;padding-top:30px;padding-right:20px;padding-bottom:30px"><div id=3D"hs_=
cos_wrapper_button_1" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_=
wrapper_type_rich_text" style=3D"color: inherit; font-size: inherit; line-h=
eight: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"ri=
ch_text"><!--[if mso]><a href=3D"https://email.sumsub.com/e3t/Ctc/L2+113/dk=
1kCb04/VV_wXH127FJ4W3MhNMf6ylc1sW6D6W6y5BHS1pN6R-BZC3gP0xW7Y8-PT6lZ3kWW6xqF=
k02ltZ25W9bdRws2kvsRLW8QmYpr5SBbG7W5wjdqZ5QxFP8W8dt37M4tHqDYN8hRPFVHXYKQW2f=
zbCc3LDvcGW2_fGcw1s8mPCW41qSt75MT6CzW1CHGGx2HLQz_W3c1DCh2prsf2W9jyh4_2mvpwL=
W7b1tzy2hFl6cW8p9gkB91SbnpW434d0m5bxw2yN6wKSJVKk9bwW3n8DSn6HhLwnW1_Bn0j6YbS=
BcW12NvLQ3RKmSvW6YbCBm7HwpjLW8sWdh24Hdm27W5cl3hT7VbfhKW5fGMh54WZJ3sV78XfT7Y=
vwp8W28hflB93N5h0V9r4s6782Ngsdr9KP404" target=3D"_blank" hidden>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word" esdevvmlbutton href=3D"https://sumsub.typefor=
m.com/to/nJimUa0q?utm_campaign=3Dfraud-report-survey_2025_reminder1&amp;utm=
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-anchor:middle; width:367px" arcsize=3D"16%" stroke=3D"f" fillcolor=3D"#176=
4ff">
<w:anchorlock></w:anchorlock>
<center style=3D"color:#ffffff; font-family:helvetica, &quot;helvetica neue=
&quot;, arial, verdana, sans-serif; font-size:16px; font-weight:700; line-h=
eight:16px;  mso-text-raise:1px">Share your opinion</center>
</v:roundrect></a>
<![endif]--><!--[if !mso]><!-- --><span class=3D"z y x msohide" style=3D"bo=
rder-style:solid;border-color:transparent;background:#1764ff;border-width:0=
px;display:block;border-radius:8px;width:auto;mso-hide:all"><a href=3D"http=
s://email.sumsub.com/e3t/Ctc/L2+113/dk1kCb04/VV_wXH127FJ4W3MhNMf6ylc1sW6D6W=
6y5BHS1pN6R-BZC3hCZYW7Y8-PT6lZ3nQW5qtSQs5QR6h6W1kTM017Sd-yPW35jBvX1LB_cmW66=
796Z5LCJmzW2lGZ_78Y79lxW8JlBCg5js0ZTW4PwGHt3JRyMYW2j_TwQ3wxz01W4TkFpz8gBNKx=
W3HqRL_2Fp5TCW6sbjy-1vzJQjW76zt6K4dcR0CM80dz5h98BCN2JrHWlp0bz5N3QBNTNlYWCFW=
4Vrm2m1Kw4TbW2VDnXS8_GsgbV3r7kc69VB98W97V77_2f_5dDW3YNkGZ96gT8KW6GbmQn6drwS=
ZW7YN9nw6v9yTbW7hkn1v7gPKJ8N4B977rqP5tpW6YwjkP6r0wYLW35zzlB9gKsDVf4ft2pF04"=
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;text-decoration:none !important;mso-line-height-rule:exactly;color:#FFFFFF=
;font-size:18px;padding:15px 40px;display:block;background:#1764ff;border-r=
adius:8px;font-family:helvetica, 'helvetica neue', arial, verdana, sans-ser=
if;font-weight:bold;font-style:normal;line-height:21.6px;width:auto;text-al=
ign:center;letter-spacing:0;mso-padding-alt:0;mso-border-alt:10px solid #17=
64ff" data-hs-link-id=3D"1" data-hs-link-id-v2=3D"4W2K8nJ3">Share your opin=
ion</a></span><!--<![endif]--></div></td>
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;padding-left:20px;padding-right:20px;padding-bottom:40px;color:#259aea"><d=
iv id=3D"hs_cos_wrapper_text_3" class=3D"hs_cos_wrapper hs_cos_wrapper_widg=
et hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inher=
it; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-=
type=3D"rich_text"><p style=3D"margin-bottom: 1em; Margin:0;mso-line-height=
-rule:exactly;font-family:helvetica, 'helvetica neue', arial, verdana, sans=
-serif;line-height:24px;letter-spacing:0;color:#000000;font-size:16px">Your=
 partners in success,</p><p style=3D"margin-bottom: 1em; Margin:0;mso-line-=
height-rule:exactly;font-family:helvetica, 'helvetica neue', arial, verdana=
, sans-serif;line-height:24px;letter-spacing:0;color:#000000;font-size:16px=
">Sumsub Team</p></div></td>
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gin:0;background-color:#222327;border-radius:30px">
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yle=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;b=
order-spacing:0px" role=3D"none">
                 <tbody><tr>
                  <td valign=3D"top" align=3D"center" style=3D"padding:0;Ma=
rgin:0;padding-top:20px;padding-bottom:20px;width:600px">
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" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px" role=3D"presentation">
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                       <table cellpadding=3D"0" cellspacing=3D"0" class=3D"=
i w" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:col=
lapse;border-spacing:0px" role=3D"presentation">
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ing:0;Margin:0;padding-right:10px"><a target=3D"_blank" href=3D"https://ema=
il.sumsub.com/e3t/Ctc/L2+113/dk1kCb04/VV_wXH127FJ4W3MhNMf6ylc1sW6D6W6y5BHS1=
pN6R-BZC3hCZYW7Y8-PT6lZ3kSW8tx7t07FD_6GV1FWkz6vqJMzW3fVYQ-3MHpPfW2N9L-X2yJ8=
jTW32sBrt43P_D3W1-K3tG5vrsksN4qzvhTfC4lSW8tQr164YF-GYW6FBVDP2J3csPW3j9qn51Z=
qYzMW1qc0V-4Rxy9FW6pG6zM555p5BW4YHNwM188zL6W4kJ5My5jWgW1VB6-x58JNrY9W45YHyc=
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nt-size:16px" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"HUJZPOvb"><span><=
div id=3D"hs_cos_wrapper_image" class=3D"hs_cos_wrapper hs_cos_wrapper_widg=
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t:38px; max-width:38px; border-width:0px;border:0px;" width=3D"38" alt=3D"I=
g" title=3D"Ig"></div></span></a></td>
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nt-size:16px" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"6F1oDVEa"><span><=
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t:38px; max-width:38px; border-width:0px;border:0px;" width=3D"38" alt=3D"F=
b" title=3D"Fb"></div></span></a></td>
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ing:0;Margin:0;padding-right:10px"><a href=3D"https://email.sumsub.com/e3t/=
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nt-size:16px" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"fFA2VwJ3"><span><=
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8px; max-width:38px; border-width:0px;border:0px;" width=3D"38" alt=3D"X" t=
itle=3D"X"></div></span></a></td>
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T6lZ3mBW2txM527ts4fyW8lFY_g6f228_N3q1vn0PCk-5W2PVwWm8FNblBW3lDHj37j4kpXW9kX=
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0W73SKg38q9F8tV20ZzX5Kyk2mW65Jnbg9d5wYTf2cBB7l04" style=3D"mso-line-height-=
rule:exactly;text-decoration:underline;color:#0C5394;font-size:16px" data-h=
s-link-id=3D"0" data-hs-link-id-v2=3D"evgjcgOF"><span><div id=3D"hs_cos_wra=
pper_image" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_ty=
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height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"i=
mage"><img src=3D"https://kwchnh.stripocdn.email/content/guids/CABINET_ff78=
c802ac76ac394b8cf2597ee6f38948d6e4fe03ef63611373000651e19226/images/youtube=
_5.png" class=3D"hs-image-widget " style=3D"max-height:38px; max-width:38px=
; border-width:0px;border:0px;" width=3D"38" alt=3D"Yt" title=3D"Yt"></div>=
</span></a></td>
                         </tr>
                       </tbody></table></td>
                     </tr>
                     <tr>
                      <td align=3D"center" style=3D"padding:0;Margin:0;padd=
ing-top:20px;padding-bottom:20px;font-size:0">
                       <table cellpadding=3D"0" cellspacing=3D"0" border=3D=
"0" width=3D"100%" height=3D"100%" style=3D"mso-table-lspace:0pt;mso-table-=
rspace:0pt;border-collapse:collapse;border-spacing:0px" role=3D"presentatio=
n">
                         <tbody><tr>
                          <td style=3D"padding:0;Margin:0;margin:0px;border=
-bottom:1px solid #333c4d;background:unset;height:0px;width:100%"></td>
                         </tr>
                       </tbody></table></td>
                     </tr>
                     <tr>
                      <td align=3D"center" style=3D"padding:0;Margin:0"><di=
v id=3D"hs_cos_wrapper_text_4" class=3D"hs_cos_wrapper hs_cos_wrapper_widge=
t hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inheri=
t; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-t=
ype=3D"rich_text"><p style=3D"margin-bottom: 1em; Margin:0;mso-line-height-=
rule:exactly;font-family:helvetica, 'helvetica neue', arial, verdana, sans-=
serif;line-height:24px;letter-spacing:0;color:#ffffff;font-size:16px;font-w=
eight:600">Trusted by</p></div></td>
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                       <table cellspacing=3D"0" width=3D"100%" cellpadding=
=3D"0" class=3D"j" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;borde=
r-collapse:collapse;border-spacing:0px;max-width:442px;margin:0 auto" role=
=3D"presentation">
                         <tbody><tr class=3D"images">
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tyle=3D"Margin:0;border:0;padding-top:10px;padding-right:5px;padding-bottom=
:10px;padding-left:5px;width:85px">
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k"><a target=3D"_blank"   href=3D"" style=3D"mso-line-height-rule:exactly;t=
ext-decoration:none;font-family:helvetica, 'helvetica neue', arial, verdana=
, sans-serif;display:block;color:#0C5394;font-size:16px" data-hs-link-id=3D=
"1"><span><div id=3D"hs_cos_wrapper_image" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_image" style=3D"color: inherit; font-size=
: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-=
hs-cos-type=3D"image"></div><div id=3D"hs_cos_wrapper_Item1" class=3D"hs_co=
s_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_image" style=3D"color: =
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e=3D"widget" data-hs-cos-type=3D"image"><img src=3D"https://kwchnh.stripocd=
n.email/content/guids/CABINET_ff78c802ac76ac394b8cf2597ee6f38948d6e4fe03ef6=
3611373000651e19226/images/carefree_4.png" class=3D"hs-image-widget " style=
=3D"max-width:85px; border-width:0px;border:0px;" width=3D"85" alt=3D"Item1=
" title=3D"Item1"></div></span></a>
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tyle=3D"Margin:0;border:0;padding-top:10px;padding-right:5px;padding-bottom=
:10px;padding-left:5px;width:99px">
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k"><a target=3D"_blank"   href=3D"" style=3D"mso-line-height-rule:exactly;t=
ext-decoration:none;font-family:helvetica, 'helvetica neue', arial, verdana=
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s_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_image" style=3D"color: =
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3611373000651e19226/images/kaizengaming_2.png" class=3D"hs-image-widget " s=
tyle=3D"max-height:19px; border-width:0px;border:0px;" alt=3D"Item4" title=
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